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Selection of New and Used Vehicles at the UK’s most competitive prices

Commercial Vehicle Finance & Leasing

Range of Finance Products ranging from 12 to 60 months

Business & Personal Contracts

Any Light Commercial Vehicle or Car, just tell us what you need!

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Finance Options

Contract Hire

The leasing of cars and vans, normally to a VAT registered business or company, for a set time and mileage at a fixed monthly rental. Rental is determined by the cost ,period and mileage of the cars as well as the resultant depreciation. Maintenance packages are often included within contract car hire agreements, but are not obligatory.


Personal Contract Purchase


PCP is a method of funding where an individual leases a vehicle for a set period at a fixed monthly charge.
At the end of the contract, there is an optional balloon payment which the individual can pay to buy the vehicle otherwise they can choose to return the vehicle with nothing further to pay. The monthly charge is governed by the initial cost of the vehicle, the mileage covered, the period of the agreement and the estimated value of the vehicle at the end of the contract.


In addition, features ranging from basic servicing to total vehicle management packages can be included if required. PCP being an alternative to Hire Purchase, the traditional method of financing, is covered by the protections as set out in the consumer credit act.
Personal Contract Hire


Personal Contract Hire, as its name suggests, is essentially the same as Contract Hire but for private individuals. If you want fixed cost motoring, or have opted out of a company car scheme then Personal Contract Hire could provide you withhassle free motoring without the residual value risks associated with traditional ownership.
VAT is built into the monthly payments, but is not reclaimable by private individuals. Maintenance packages are usually available so that you don't get any nasty surprises.


Finance Lease


VAT free method of financing a car, normally for VAT registered businesses or companies. Monthly rental is determined by the cost, period and estimated future value of the car which is based on the proposed annual mileage. Payment equivalent to the estimated future value of the car payable at the end of the contract. At the end of the contract period, the car is sold and the proceeds returned to the Lessee. Maintenance packages are often available, if required.


Lease Purchase


A method of financing your Car or Van, normally for VAT registered businesses or companies. The car rental is determined by the cost, period and the estimated future value of the cars based on the proposed annual mileage. The Payment, equivalent to the estimated future value of the cars, payable at the end of the contract, when the cars becomes the property of the lessee. Maintenance packages often available, if required. The Lease Purchase of cars or vans is a cheaper alternative to Hire Purchase, the traditional method of financing, written on a hire purchase agreement with the protections afforded by the consumer credit act.